1. FinVolution maintains a Buy rating despite a 30% stock decline, as its core investment thesis remains intact with improved valuation; 2. The company exceeded expectations in revenue, EPS, and international expansion, supported by strong credit discipline and risk buffers; 3. Accelerating growth in Pakistan and the Philippines, upgraded profit guidance, share repurchases, and stable delinquency rates reinforce confidence in doubling down on FINV at current levels.