1. OppFi Inc. targets underserved populations with financial products, showing impressive net income growth and operational efficiency improvements in Q3 FY2024; 2. Despite a slight revenue growth, OPFI's net income surged by 106.4% YoY, driven by cost management and improved credit quality; 3. The author believes that with a net adjusted margin of 15-20% on consensus revenue, OPFI stock could double from today's $15-16 per share.