1. I Bonds provide unique flexibility to hedge against both inflation and deflation risks; 2. Current I Bond yields (4.22% for 6 months) surpass those of 10-year Treasuries, with a fixed rate likely to decrease after November 1; 3. Investors can sell after 1 year (with a 3-month interest penalty) or hold for up to 30 years, making them a strategic inflation-resistant asset class in diversified portfolios.
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