1. Volatility has returned to the market, but SCHD has shown resilience, outperforming the S&P 500 with a high-yielding, fast-growing distribution. 2. SCHD follows the Dow Jones U.S. Dividend 100 Index, focusing on high dividend-paying U.S. companies with strong financials and consistent payouts. 3. The long-term performance and consistent dividend growth of SCHD make it a stable investment, especially during market downturns.